Salary Finance We understand that money worries can affect every area of your life. And, with the rising cost of living, money may be a concern for many of you at the moment. This is why we partner with Salary Finance, a financial wellbeing provider, to give you access to the support you need. Their support includes loans, advances on your pay and financial advice when you need it most. Salary Finance isn’t like a traditional lender, like a bank, so you’re more likely to be accepted even if you don’t have the best credit score. Who are Salary Finance? Salary Finance is a trusted Mitie partner offering employee benefits that aim to help you keep money simple. So far, they’ve helped our colleagues with over 4,540 loans, and have saved them nearly £2m in extra charges and interest – and that’s just from salary sacrifice loans. They’re rated 4.9/5 on TrustPilot – so you know you’re in safe hands. What do they offer? Loans Salary Finance can offer you access to loans at affordable rates should you need to pay off debts including credit cards and overdrafts, or if you need help for unexpected costs. You’ll need to have: – 12 months service – An income of at least £6000 a year – Be a current UK resident with at least three years of UK address history Click here to find out more about loans They have a higher acceptance rate than traditional lenders like banks, because repayment is taken via payroll. So, you’re more likely to be accepted. Even if you have CCJs, have taken payday loans or defaulted in the past, Salary Finance may be able to help. Pay Advances Through Salary Finance you can get your pay when you need it, rather than having to wait for payday. This is called Advance. With Advance, you can get access to up to 50% of what you’ve earned every pay cycle. And, as it’s not a loan there is no interest that needs to be paid. Advances on your pay are also paid quickly, usually within one working day. Click here to find out more about Pay Advance Financial Education Salary Finance has a library of guidance and online tools to help you manage your money. There’s tips and tools for everything from budgeting to saving. Click here to find out more about their Financial Education You can join webinars, read blogs, and even take a financial fitness quiz. Our stories Zoe Beukers' loan story Zoe is a Administration manager in Mitie. Listen to her story of how a Salary Finance Loan helped her Curtis Gerorge's loan story Curtis works in the Security Team at Mitie. Hear how a loan from Salary Finance has helped Curtis. Marcia Evans' pay advance story Marcia is a Mobilisation Project Manager in Mitie. Listen to her story on how a Salary Finance Pay Advance helped her Important: The “Advance” product is not a regulated lending product. This is an option, not a recommendation. Mitie does not benefit from offering this service and all your communications will be with Salary Finance. Loan applications will be assessed to ensure the loan is appropriate and affordable for you. “Learn” content is for guidance and educational purposes only and is generic in nature. Salary Finance does not offer regulated financial advice. Please seek independent financial advice. © 2022 Salary Finance Limited. All rights reserved. Salary Finance Limited and Salary Finance Loans Limited are authorised and regulated by the Financial Conduct Authority (firm reference numbers: 758053 and 734585). Salary Finance Limited is registered as a small payment institution money remittance firm (firm reference number: 788485). For loan products, Salary Finance Limited acts as credit broker exclusively for associated company Salary Finance Loans Limited. Salary Finance Limited and Salary Finance Loans Limited are registered in England & Wales (company numbers: 09677777 and 07643748) at Scale Space, 58 Wood Lane, London, W12 7RZ. Data Protection Registrations: ZA152606 and ZA099501.